Car loans for new or used cars

If you’re looking for a fast and easy car loan with competitive rates, you’ve come to the right place. Our simple application process makes it easy to get the loan you need. We understand that buying a car is a big decision, and we’re here to help you make the best choice for your situation.

Value propositions (Spotter Car Loans)

Quick Turnaround on Spotter Car Loans

Get your loan pre-approved within 7 working hours, so you can start shopping for your new car sooner.

Easy to Apply for Spotter car Loans

You can apply for a Spotter car loan online or over the phone. This makes it easy for you to get the loan you need.

Headline Get flexibly repayment terms on your car loan with no early repayment fee

With Spotter car loans, you can choose from 2-7 years, monthly or fortnightly repayment options. This makes it easier for you to find a repayment option that suits your needs.

Borrow for New or Used Cars with Spotter

With Spotter car loans, you can borrow for brand new vehicles purchased from a dealer or a private sale second hand car loans. Car loans are available from $5,000 and upwards. This makes it easy for you to get the loan you need for the car you want.

Get pre-approved for a car loan today!

If you’re looking for a fast and easy car loan with competitive rates, you’ve come to the right place. Our simple application process makes it easy to get the loan you need. We understand that buying a car is a big decision, and we’re here to help you make the best choice for your situation.

APPLY NOW!

Secure and unsecured car loans

Car loans come in many shapes and sizes. Car loans can be secured or unsecured. A secured car loan means that the loan is linked to the car. In the event you cannot repay the loan, the lender can step in and repossess the vehicle to help pay back your debt. Because the lender can repossess the vehicle, the loan is less risky than the alternative case when the loan cannot repossess the vehicle (an unsecured loan). This means that secured loans often come with lower interest rates than unsecured loans.