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    Here’s what a loan might look like

    Here’s what a small loan might look like…

    You’re after a loan for $1,000 for medical or dental bills. Your are looking to repay the loan back after 6 months and are happy to make fortnightly payments.

    Small Loan Example

    Loan Amount
    13  X  $110.77  =  $1,440.00
    Repayments Per Fortnight Total Payments
    Loan length: 26 weeks

    In the above example You’ll pay:

    • Loan Amount Financed: $1,000
    • Establishment Fee: $200 (set by NCCP at 20% of the loan amount)
    • Monthly Permitted Fee: $40 per month charged on the anniversary of the loan
    • Amount of Credit of the Loan: $1,240
    • Total Amount of Interest Payable: NIL
    • Total amount of repayments: $1,440.00
    • Nominal Percentage Rate (Interest) per annum: 0% as defined by NCCP

    Comparison Rate: 160.0571% as defined by NCCP

    Here’s what a medium loan might look like…

    You’re after a loan for car repairs for $2,500 and are looking to make payments back on a weekly basis over 2