Is there one person in Oz that hasn’t felt sorely in need of a holiday in the last couple of years? I doubt it! One of our biggest loan requests is for travel loans.
Since the Covid-19 pandemic hit the world in early 2020 travel has been a tricky thing. International travel has all but completely ground to a halt, and what with various lockdowns and state border closures even getting around the country has been problematic.
There’s been of course plusses and minuses to all this. One of the minuses is that there’s often been short windows of opportunity when we could travel, and these times don’t always coincide with when we might be flush with cash.
For example, you might have gotten an invite to a friends or family members wedding interstate? Maybe it was an event which was originally planned a while back but cancelled due to various pandemic inspired situations. Suddenly borders open back up and the wedding’s back again at short notice. The bride and groom, like the rest of us, know they have to take their chance when they get it in this uncertain world!
But hey, what if like millions of other everyday Aussies in the last couple of years, your income’s been affected by the stop start nature of the economy? And you don’t have the ready cash on hand to take yourself and other members of your family interstate? Plus, it’s not just the airfares. When you do go you also want to have enough spending money to have a good time right?
Well, this is exactly where a Spotter Travel Loan can come to the rescue.
At Spotter we do Fast Loans — and we can “Spot” you up to $50,000!
Spotter Travel Loan amounts are also flexible — anywhere from $2,100 – $50,000!
Our online application process is fast. Our team can often assess your application within 24 hours and all going well, we might even be able to get money into your account on the same day.
It’s actually a great time to travel within Australia
Of course, the upside to the whole pandemic situation has been that, with international travel off the agenda, domestic travel agencies and tourist destinations have been putting on some fantastic specials in what is now a very competitive market. So, if you do choose to travel now, you can get some amazing bang for your buck!
At Spotter, if you’d like to take advantage of this situation, we’d love to be able to assist.
Here’s all we need to get you started with an application for a Spotter Travel Loan.
- Go on-line and fill out our super easy application form.
- We’ll need the last 90 days of your bank account statement
- A detailed list of your current income and expenditure
- We may need a copy of your driver’s license (front and back)
- And a utility bill in your name that has your address on it.
Pretty simple. And this can all be done electronically or over the phone.
On our application you will be asked to enter a loan amount in. Think carefully about how much you really need to apply for. You have probably found out the cost airflights and accommodation, but have you also considered travel insurance? And spending money you might need to have while on holiday. The last thing in the world you want to do is get a loan approved only to realise that the amount doesn’t fully cover the intended reason?
You have to of course balance this against the cost of paying back your loan. Obviously, the greater amount you borrow, the more you are paying back and the longer it may take. The good news here is that we have only one establishment fee and we map out your whole monthly cycle of repayments at the time you take out the loan. So you can plan ahead of time and you get no nasty surprises. We also have a low direct debit fee of only $0.99 per month so you’re not paying big fees to have your loan repayments processed each month. In fact, all our fees are transparent and clearly stated in our Statement of Fees, which is one of the reasons we have so many people returning to time after time when they need extra cash.
At Spotter, our aim is to take the fuss out of applying for a loan, so you can get on and do the fun stuff like buying plane tickets and booking your accommodation. Oh, and we forgot one other thing—don’t forget to pack the suntan lotion!