We specalise in doing personal loans online fast. Seriously, who amongst us these days really has time to meet face to face with anyone, if given the choice? Or even make long, time consuming phone calls? Probably not you right? When you get through juggling all the demands of work, family, partners, kids, activities and the like, the last thing you want to do is spend any more of your precious recreation time filling out long applications just to get a simple loan.
Well, that’s why, at Spotter Loans, we’ve made our whole application process completable online. Yes, you can get the whole easy process done, in your spare moments at a time that suits you.
Key positives about a Spotter online loan
- We get things done super-fast — if all goes smoothly with your online application, we can have an approval through to you in an hour, and once documents are signed, have those much need funds deposited in your account often within 24 hours.
- We make sure you get the loan that’s right for you — you can’t get a car loan and, for instance, decide to use the money to go on a holiday. But other loans can be used for whatever purpose you want, braces for your child, a garden shed for dad, renovations to a granny flat, or yes, a family holiday. Talk to us and we make sure you’re not wasting your valuable time and are applying for the right type of loan.
- We’re flexible on the borrowing amount — you can go for what we call small loans, which are under $2000, medium loans between $2000 and $5000, and larger loans for amounts above $5000. The structures are a bit different for each, but the main thing is we’ll be able to cover the amount you need.
- The personal loan online application and approval process takes minutes — our online application is very quick to fill out. One of our consultants then does need 15 minutes on the phone with you to check through your application and details. If you then get approved, we just need a photo of your driver’s license. Once we receive your final signed docs, we lodge the application electronically in seconds!
- Your loan repayment schedule will be realistic and achievable — we haven’t been in business for this long because we make unreasonable demands on our clients. Up to $2000 you generally have between, 90 days to a year to repay the loan. Between $2000 and $5000 we add on an extra year, and for amounts over $5000, which are more in the realm of personal loans, we have repayment periods of over 2 years.
Now here’s a few frequently asked questions that seem to come up regularly. Maybe they’re questions you have?
- I don’t have a printer or scanner; will I need access to one to put in an application?
Hey we don’t expect you to be running an office, or be an IT whizz to apply for a loan. No, you don’t need any of this stuff. Most of our clients just send things electronically and our helpful staff can talk you through this easy process.
- Can I pay off my loan early if I get some extra cash?
Absolutely you can, and we encourage you to do this without any penalty at all. Early loan repayments mean less paper work for us and that means we can focus on the next client that needs help!
- Are there any hidden costs?
No. You will generally have an establishment fee, and an ongoing monthly account fee for the life of the loan. At Spotter we are completely upfront and transparent about any fees and costs associated with your loan. Everything is in black and white on our fee statement. Along with our competitive rates, easy application process and understandable loan structures. This transparency is one of the main reasons we have clients coming back to us again and again over the years when they need extra cash.We hope this page regarding our online loans has been informative.
To get the ball rolling with your online loan, visit our Contact Us page and either call us on 1800 776 863, email us at loans@spotterloans.com.au or fill in the online enquiry section. Or, if you’re a returning client just log into the members area.
Spotter — Here to Help!